Insurance is probably one of the biggest scams in the world.
And the worst part?
You absolutely need it.
You pay for it, hoping you’ll never use it.
When you do need it, you fight to prove you deserve what you already paid for.
And if you don’t have it? One bad day can wreck years of progress.
It’s a necessary evil—designed not to help you, but to protect you just enough to stay in the game.
No one loves insurance.
But everyone learns the hard way why it exists.
That’s adulthood in a nutshell.
I’ve carried a pretty wide range of insurance policies:
Homeowners and rental insurance policies in Georgia, North Carolina, and Arizona.
Policies for a Truck, Jeep, Cadillac, UTV, boat, and travel trailer, and a balloon (umbrella) policy in case any of the above didn’t fully cover a worst-case scenario
(All at the same fucking time!)
Paid health insurance through Healthcare.gov, along with expat travel insurance policies.
Individually, each policy made sense.
Collectively, it was a constant reminder of how expensive and complicated “having stuff” had become.
It wasn’t until I started simplifying my life that the insurance stack finally stopped growing—and the stress dropped right along with it. I was done keeping up with the Joneses as I blogged about HERE.
I was also done being an owner and landlord in GA, NC, AZ, with my own personal parking lot!
Downsizing to two policies (AZ condo on Airbnb and Jeep) and trying to eBike and scoot now. 
For me, simplifying my life—fewer assets, fewer policies, fewer “what ifs”—did more to reduce stress than any insurance plan ever did. Less stuff didn’t just lower premiums; it lowered the background anxiety that comes with trying to insure everything you own.
OK – that sets up this blog, EXPAT travel insurance.
This is, by far, the easiest insurance policy I’ve ever dealt with, and it should be for you, too!
My agent sends me a link, I fill out the information, make the payment, and the policy lands in my inbox. No phone tag. No pressure. No nonsense.
Less than $5 USD a day!
(Enlarged for viewing purposes)
Plan: | Blue Cross Blue Shield Global Solutions Single Trip Platinum |
First Name: | DARRELL |
Last Name: | OLYNICK |
Email: | NorthAmericanDarrell @gmail.com |
Certificate: | XXXXXXXXXXX |
Date of birth: | 02/10/197X |
Effective Date: | January 30, 2026 |
Termination Date: | April 30, 2026 |
Amount Charged: | $410.41 |
Medical Limit: | $1,000,000 |
Deductible: | $500 |
The policy above is already lined up for my February 2026 trip to Japan, South Korea, and the Philippines.
I’ve probably purchased five long-term travel insurance policies over the years and—knock on wood—never had to use one. But at less than five dollars a day, the peace of mind is a complete no-brainer for me.
Again, it should also be mandatory for anyone traveling internationally.
Travel is unpredictable. Accidents happen. Bodies do weird things. Stuff happens when you ask someone to hold your beer.
Having coverage doesn’t mean you expect problems—it means you’re prepared if they show up.
If you’re planning a trip and want a quote, reach out to my agent.
And tell him NorthAmerican Darrell sent you—because I’m apparently hard to forget. 
