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Cebu, Philippines – EXPAT home!?

Trying to find a place to stay longer term is a challenge, to say the least. I realize more and more that I will have to settle, as nowhere is perfect. 

I moved into a new area of town in Cebu today to change it up.  The condo complex and area I stayed in the first time I visited and again for the last month had become mundane.

I needed a new routine and found it in my new pad, as it is in a different part of the city.

It is also a much nicer studio, and the building has a gym and a nicer pool as well.  Plus, it is right across the street from a great mall.

I really think I am onto something longer term here!

🤔

I know I have said it before and I always “jump around”, but, 

I am really feeling good about settling here and started making plans.

How amazing does that gym and pool look?  It is super amazing!!

I may have finally found My Seasonal Home Base in paradise?!

Why Cebu is a perfect January–April Anchor for me!

After years of traveling, testing cities, chasing “maybe this is the one,” I’ve finally started to comprehend something: Cebu is my place — at least from January through the end of April.

And that realization feels like a massive win.

I just extended my lease through April 15th, 2026 — making it almost a three-month stay.

I’ve also booked the same condo for January–April 2027 four month stay.

That’s not a trial run anymore. That’s commitment.

And honestly? It feels right.

🌴 Why Cebu and the Philippines Work for me:

📍 Cebu City is English-speaking
💰 $450/month rent
🏙️ Amazing studio in a great area
🌞 Perfect January–April cool weather window

For $450 a month, I get a clean, modern studio in a lively, walkable area. Good infrastructure. Solid WiFi. Cafés. Gyms. Grab rides. Amazing inexpensive bars and restaurants. 

Everything I actually use is walking distance.

It’s also affordable without feeling like I’m sacrificing quality of life.

And more importantly, it feels stable.

That word matters more than I ever expected.

After years of constant movement, having a place I can return to — the same unit, same neighborhood, same rhythm — changes everything psychologically.

Cebu isn’t just cheap.

It’s comfortable.


🇵🇭 A Launchpad to 200+ Islands

One of the biggest advantages of Cebu is its positioning within the Philippines.

From Cebu, I can take a $30 one-way flight, ferry, or bus to places like:

Panglao

Siquijor

El Nido

Coron

Bohol

There are over 200 habitable tropical islands in this country.

That means unlimited inexpensive road trips and island escapes — without giving up my base.

The difference now?

I’m not traveling to escape.

I’m traveling from home.

And then I come back.


✈️ Asia Is Still Within Reach

Cebu also puts me within striking distance of the rest of Asia.

For roughly $100+ one-way, I can be in:

Bangkok

Hanoi

Hong Kong

Kuala Lumpur

Bali

Tokyo

The key realization is this:

I loved those places.

I still love those places.

But I don’t need to live in all of them.

I can visit — and return to Cebu.

That subtle shift feels powerful.


The Real Win: A Seasonal Operating System

This isn’t just about rent or flights.

It’s about designing a year-round life rhythm.

May-December: Mesa, AZ / Rocky Point, Mexico

utilizing my AYCF (all you can fly) passes on Volaris and Frontier Airlines.

 

January–April: Cebu with road trips:

Warm weather.

Lower cost of living.

Living like a local.

Short adventure bursts when I want/need them.

Instead of constantly searching for “the perfect place,” I now have:

A predictable seasonal anchor

Lower decision fatigue

A familiar environment

The ability to build momentum year after year

Booking 2026 and 2027 isn’t just logistics.

It’s confidence.

After all the experimenting, all the flights, all the temporary apartments — I finally found a place that checks the boxes without draining me.

And at $450 a month?

That’s leverage.

Cebu isn’t just another stop.

It’s home — at least for this chapter of the year.

And that feels like a massive win.

Another major win in the Philippines is the personal care aspect.  

I can get inexpensive over-the-counter care for minor issues and lean on my travel insurance for anything serious.

I have also found that weekly self-care is so important. The cost is affordable enough to have each of the following done at least once a week and more often if needed. ➡️ 🧓🏻

Massages 

Spa time (Tokyo example below)

Face masks help the old man’s skin

Fat-burning shots

Vitamin IV to replenish the immune system

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Birthdays – getting older is tough!

The number goes up, but at least the stories keep getting better.

This absolute GEM still makes me laugh, mostly because… not much has changed.

February is peak season in Arizona, so my Airbnb is rented every year. 

Translation: I’m forced to travel. 🥳

As a result, I’ve spent the last few birthdays in some pretty incredible places—and this year is no exception.

(Thailand, Vietnam, Cambodia)

This year’s birthday destination? 

Hong Kong.
3 days, 2 nights; $225 USD RT flight, $50 a night pad!!

Aging is inevitable.
Dropping new pins is optional—but highly recommended around here!

🙌🏻📍🌍

Booking flights is like playing chess while most people are still playing checkers.

To bounce between Cebu and Hong Kong, I booked three one-way tickets instead of a single round-trip—and the math worked in my favor:

Cebu → Manila: $20

Manila → Hong Kong: $70

Hong Kong → Cebu: $135

Not glamorous. Not obvious to most.
But flexible, intentional, and cheaper than forcing a “normal” itinerary.

That’s the game:
Stop thinking in straight lines and start thinking strategically.

I tried to pick a destination that was actually high on my bucket list, and Hong Kong landed exactly where it should, near the top!

Bonus: it doubles as a visa run, since I have to leave the Philippines every 30 days. Inexpensive, efficient, and exciting—my favorite combo.

Winner winner—Peking chicken dinner. 🍗 🥢

Honestly, it’s been a pretty solid run so far, and I still have two more months to explore on this adventure.

Not bad for someone who claims to be grumpy and bored all the time.

01/15Tokyo, Japan

01/23Cebu, Philippines

02/10Hong Kong

02/19Siquijor, Philippines

02/29Siargao, Philippines

03/07 – Cebu lease expires → TBD

04/15- home to Mesa, AZ
 

Possible next moves before 04/15 (because why not):
Stay in Cebu, Seoul, Phuket, Bali, Da Nang… 

We’ll see where boredom strikes next!

I really shouldn’t complain—this trip has been incredible so far.

Now, excuse me while I yell at the clouds due to my missed meds! 😂

Welcome to #Freedom54! 🥳

And … Get off my lawn, damn kids! 

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Cebu, Philippines – It’s HOT!♨️😎

Schawetty 🥎⚾

I talk about “slow travel” all the time, but it’s not just a vibe—it’s a filter. 

The right place has to check a lot of boxes. Otherwise, it’s just a stop, not a home base, and here is what Cebu offers:

Affordability is non-negotiable:

$450 a month for rent

Meals under $5 USD

Movies cost around $5

Cheap road trips:

Uber/Grab/local bus are super inexpensive

Flights around Asia for under $100 (often less)

Ferries to nearby islands for under $20

Convenience matters too:

My Cebu IT Park neighborhood is open 24/7/365.
Meals. Movies. Groceries. Coffee. Everything.

Cebu hits the numbers, life stops feeling like a meter is running.

It’s built for call-center workers who operate around the clock, which means I can live normally at any hour.  

No planning my life around business hours.

That’s the slow-travel sweet spot:

Productive Day One.

One-hour chair massage — $5

Movie ticket — $5

Favorite Korean BBQ – $3

Favorite noodle spot – $2

Old food photos (food was gone, quickly!)

And the big win?

I locked in a long-term, optional lease, giving me the option to settle in the long term.

Slow travel isn’t just about wandering—it’s about setting up a life that checks as many boxes as possible.

Day one delivered.

$5 Hour long seated massage!
$5 Lazy boy movie seating! 🍿
Photo frommy last visit to Cebut!
Photo frommy last visit to Cebut!

It’s been less than two days, so I’m trying to keep my expectations in check—but I’ve already started laying the groundwork for what’s next.

Two road trips are on the board.
Siquijor ferry to rope swing adventure? Locked in.
And Hong Kong for my birthday? Flight booked

That’s the beauty of this place: you settle in, get comfortable, and still leave room for spontaneous trips. 

Home base on one end. Adventure, on the other hand. 

Everything is inexpensive, keeping the options wide open!

$50 one way! Unsure how long iu will stay!!

Living life to the fullest in the Philippines!

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Asia – getting fat eating with two sticks!🍜

I have loved Thai food since visiting Thailand back in 2022 but forgot how much until returning in 2025!

I have since visited many Asian countries and fallen in love with their food. Vietnam Pho/Bahn mi/noodles, Cambodian Amok/Hhmer curry/noodles, all held the title until I was reintroduced to Thai again.

The Thai pad and variations of soup won my heart and my belly over once again. Here are some choices from a food court in Bangkok. You could eat three times a day for 365 days and not try them all in this food court. It was almost impossible to choose:

 

Here were some of my absolute favorites from around Samui—and yes, choosing was a daily struggle:

Mango salad (top left) — fresh, spicy, sweet, and dangerous if you underestimate the chili 🌶️

Tom Yum coconut spicy soup (middle left) — rich, tangy, and soul-cleansing in the best way

Chicken Pad Thai (top right) — the classic that never misses

Tom Yum chicken (extra spicy) (bottom left) — I survived, barely

Ice-cold Chang beer (bottom right) — it was so hot they literally put ice in it… and I fully support that decision 🍺🧊

Thai food doesn’t just win—it laps the competition. My heart, my stomach, and my sweat glands all agree.

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Cebu, Philippines! Just awesome!!

 I spent five weeks in the Philippines in the fall of 2024. It reminded me of the importance of slow travel as I was able to immerse myself in the Philippines’ culture with a home base the entire time. 

I rented an Airbnb studio condo for the full five weeks in Cebu City:

It reminded me of the awesome feeling of learning a new city and not having to rush.

I was able to live like a local and able to take advantage of the inexpensive lifestyle.

I was bringing American dollars, and everything was in Philippine pesos, making everything super inexpensive. I had a local barber that I used every Monday for a $5 hot shave, drop-off laundry service was $4 a week, and a fast-food meal was a few dollars a week to give you an idea.  

Everything you would do was so much cheaper, too! I would get a chair massage almost daily for  $5, including a great tip.  Going out to eat was amazing, too, as Cebu is a call center hub.  Since they worked the overnight shift to support the Americas, everything was always open to keep the city moving.  

I would see people going to work at 8 PM with McDonald’s breakfast and coffee, for example.

I could get my favorite Korean BBQ or noodle fix 24/7/365 at a fraction of the cost of back home. The next time you check your credit card bill or warranty and get to the Philippines, just know they are eating well, LOL.